EPRA International Journal of Economics, Business and Management Studies (EBMS)
Monthly, Peer Reviewed (Refereed) & Indexed International Journal
Volume: 12 | Issue: 12 | Month: December 2025
ISSN: 2347-4378 Impact Factor: 8.619 (SJIF 2025)
Vol.12 No. 12 (2025) EPRA International Journal of Economics, Business and Management Studies (EBMS)
| S.No | Title | Author(s) | Pages | Download |
|---|---|---|---|---|
| 1 |
ROLE OF MOBILE BANKING ON THE FINANCIAL PERFORMANCE OF SACCOS IN PUBLIC UNIVERSITIES IN SOUTH RIFT REGION, KENYA
|
Zipporah Nailantei, Dr. Caleb Manyaga (PhD), Dr. Diana Agoki (PhD) | N/A | |
| 2 |
ANALYSIS OF THE CURRENT STATE OF DEVELOPMENT OF TEXTILE INDUSTRY ENTERPRISES
|
Yusupova Orzugul Ravshanbek qizi | N/A | |
| 3 |
EMPLOYEE ENGAGEMENT IN REMOTE WORK: AN INTEGRATED THEORETICAL AND EMPIRICAL ANALYSIS
|
Laziza Nazarova | N/A | |
| 4 |
FROM BEAN TO BRAND: EXPLORING THE ROLE OF COFFEE SHOPS IN MARKETING LOCALLY GROWN COFFEE
|
Cabillan-Puguon Roxannie Joyce W | N/A | |
| 5 |
MICRO FINANCE CHALLENGES IN RURAL BANKING: THE ROLE OF SOCIAL FACTORS, LOAN DISPERSION, AND CREDIT COSTS
|
Mr. B Ravi Teja, Dr. G Ramesh | N/A | |
| 6 |
FINTECH ADOPTION, DIGITAL FINANCIAL LITERACY, AND TRUST: A STUDY ON USER EXPERIENCES AND AI CREDIT DECISIONS
|
Mr. Revanth Badam, Dr. G. Ramesh | N/A | |
| 7 |
GLOBAL EXCESS LIQUIDITY SPILLOVERS AND MONETARY POLICY IN EMERGING ECONOMIES
|
Nady Rapelanoro | N/A | |
| 8 |
EFFECTIVENESS OF CAPITAL STRUCTURE ON GROWTH AND STARTUP OF BUSINESS: THEORETICAL AND EMPIRICAL EVIDENCE
|
Robert Kiprono Koech | N/A | |
| 9 |
RELATIONSHIP BETWEEN FINANCIAL RESOURCES AND ENVIRONMENTAL MANAGEMENT SYSTEMS AMONG TEA STAKEHOLDERS IN KERICHO COUNTY, KENYA
|
Charles Kiprono Arap Rotich, Prof. Williter Rop, Prof. Isaac Naibei | N/A | |
| 10 |
BEHAVIOURAL BIASES AND DIGITAL PLATFORM INFLUENCE ON INVESTMENT DECISIONS OF EMERGING INVESTORS IN THE INDIAN STOCK MARKET
|
Ms. Vavilala Deepthi, Dr. G. Ramesh | N/A | |
| 11 |
WAYS TO ENHANCE THE EFFECTIVENESS OF STRESS-TESTING MODELS FOR COMMERCIAL BANKS IN INTERNATIONAL PRACTICE
|
Mukumov Orifjon Abdurozikovich | N/A | |
| 12 |
DIGITAL LICENSING TRANSFORMATION IN COMMERCIAL BANKING SYSTEMS
|
Kurbonov Tolibjon Sobirjonovich | N/A | |
| 13 |
A COMPARATIVE ANALYSIS OF STYLISTIC DEVICES IN PRIDE AND PREJUDICE
|
Cholibaeva Farangiz Ilkhom kizi | N/A | |
| 14 |
ANALYZING CONSUMER BEHAVIOR IN THE MOBILE PHONE INDUSTRY
|
Mr. Purimitla Aakash, Dr. Shree Charan C | N/A | |
| 15 |
ROLE OF INFORMATION TECHNOLOGY IN THE BANKING SECTOR
|
Mr. Jhangir Sanjay, Ms. K. Hari Chandana Devi | N/A | |
| 16 |
SOCIO-ECONOMIC CONDITIONS OF SUGAR FACTORY EMPLOYEES-AN EMPIRICAL STUDY
|
Dr. Supriya R, Danamma S Math | N/A | |
| 17 |
LOCAL COFFEE SHOP SUCCESS: A CASE STUDY ON QUALITY MANAGEMENT AND CUSTOMER SATISFACTION IN GENERAL SANTOS CITY
|
Gavrielle Adrienne D. Etom, Jenny Lyn C. Awayan, Monsour A. Pelmin | N/A | |
| 18 |
CORPORATE SOCIAL RESPONSIBILITY AS STRATEGIC VALUE CREATION: AN ANALYTICAL REVIEW OF RELIANCE INDUSTRIES LIMITED
|
Dr. Bheemappa M | N/A | |
| 19 |
HUMAN RESOURCES MANAGEMENT: OBJECTIVES, FUNCTIONS, AND CHALLENGES
|
Chaibdra Tani Mohammed Benneddine | N/A | |
| 20 |
CLOUD-BASED RISK CONTROLS FOR FINANCIAL FRAUD PREVENTION IN U.S. DIGITAL BANKING
|
Owolabi Babatunde Akinsanya, Benedicta Emefa Gokah, Samuel Gyasi Adom | N/A | |
| 21 |
INFLUENCE OF VIRAL MARKETING ON PURCHASE INTENTION OF COSMETIC PRODUCTS-A STUDY
|
Dr. Rashmi M, Puneeth Jois | N/A | |
| 22 |
THE EFFECTS OF AFRICAN SWINE FEVER ON CONSUMER'S BUYING PREFERENCES OF MEAT PRODUCTS IN DOLORES EASTERN SAMAR
|
Guigue Ma. Alice | N/A | |
| 23 |
EFFECTS AND DETERMINANTS OF DIVERSIFICATION OF LIVELIHOOD OPTIONS AMONGST AGRICULTURAL HOUSEHOLDS IN INDIA: ANDHRA PRADESH STATE LEVEL ANALYSIS
|
Dr.B.Venkatappa | N/A | |
| 24 |
GOVERNMENT EMPLOYMENT PROGRAMMES AND SUSTAINABLE ENTREPRENEURSHIP DEVELOPMENT: A REVIEW OF PMEGP IN RURAL RAJASTHAN
|
Arti Meena, Dr. Pinky Kumari | N/A | |
| 25 |
LIEDTKER'S CONCEPTUALISATION AND STRATEGIC THINKING IN THE MINING SECTOR: EVIDENCE FROM A DEVELOPING ECONOMY
|
Pamela Nakombe, Prof. Bupe Gertrude Mutono Mwanza, Dr Romeo Yohane | N/A | |
| 26 |
COMPREHENSIVE ANALYSIS OF ONLINE SHOPPING BEHAVIOUR: UNVEILING CUSTOMER PREFERENCES
|
Geethanjali N R | N/A | |
| 27 |
MICRO-CREDIT ORIENTATION AND INVESTMENT EFFICIENCY. THE MODERATING ROLE OF FINANCIAL LITERACY
|
Ezra Cheruiyot Kirui, Collins Kapkiyai, Catherine Muganda | 1 - 7 | |
| 28 |
TAX REVENUE, EXTERNAL DEBT, AND INFRASTRUCTURAL DEVELOPMENT IN NIGERIA
|
Adewale. O. Taiwo, Ibrahim Sadiq Mathias | 8 - 19 |
