👤 Authors
Chandana M, Dr. R. Thimmarayappa
1
1.
Department of Commerce, Maharajas College,
Department of Commerce,
University of Mysore, Mysuru - 570005, Karnataka
📄 Abstract
The Export-Import Bank of India (EXIM Bank), established by the Government of India, serves as the principal institution for financing international trade and project exports. Over the years, it has become a crucial instrument in promoting India’s global presence through credit, guarantees, and risk-mitigation support. This paper examines the effectiveness of pre-shipment export credit provided to Indian project exporters, with a focus on its role in easing working capital constraints, enhancing liquidity, and strengthening competitiveness in overseas markets. The study also highlights how pre-shipment finance contributes to timely project execution and reinforces the export capabilities of Indian enterprises.
🏷️ Keywords
Export-Import Bank of India (EXIM Bank): The principal financial institution of the Government of India that provides credit
guarantees
and support for international trade and project exports.
Pre-shipment credit: A short-term working capital facility extended to exporters to finance raw materials
processing
manufacturing
and shipment preparation before goods are dispatched.
Project exports: Overseas contracts undertaken by Indian companies
including civil construction
turnkey projects
supplies
consultancy
and composite contracts that generate foreign exchange earnings.
Working capital: The short-term financial resources required by exporters to cover operational needs
such as procurement
labor
and logistics
before receiving export payments.
Liquidity: The availability of immediate funds to meet short-term obligations
crucial for ensuring timely execution of export projects without delays.
Competitiveness: The ability of Indian project exporters to win and successfully execute international contracts by offering cost-effective
timely
and reliable services.
International trade finance: Financial instruments and credit mechanisms that facilitate cross-border trade
reduce risks
and enhance the capacity of exporters to participate in global markets.
📚 How to Cite:
Chandana M, Dr. R. Thimmarayappa ,
EFFECTIVENESS OF EXIM BANK'S PRE-SHIPMENT EXPORT CREDIT TO INDIAN PROJECT EXPORTERS: AN ANALYSIS ,
Volume 13
,
Issue 9,
september
2025,
EPRA International Journal of Economic and Business Review(JEBR)
,
DOI:
https://doi.org/10.36713/epra24064
