📄 Abstract
With increase in shift from traditional methods to technological methods to digital methods, even banking industry is gradually stepping into usage of advance technologies. At the macro level of economy even Reserve Bank of India is exploring the potential use of technology by introducing Central Bank Digital Currency (CBDC) (e-Rupee). CBDC is considered to be the pivotal evolution in sovereign money, aiming to address inefficiencies in payment systems, financial inclusion and digital economys growing needs. Being a case study research and using qualitative research methodology, this paper provides an extensive review of the design frameworks and implementation approaches, while analyzing global data and presenting a detailed examination of Reserve Bank of Indias digital rupee pilot. Visualizations and tables accompany the findings to support data analysis.
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📚 How to Cite:
Suma Dronagiri , A STUDY ON DESIGN, IMPLEMENTATION AND CHALLENGES OF CENTRAL BANK DIGITAL CURRENCY WITH SPECIAL REFERENCE TO INDIA'S E-RUPEE , Volume 13 , Issue 8, November 2025, International Journal of Indian Economic Light(JIEL) ,