📄 Abstract
The growth and development of any economy are influenced by several factors and the status of financial inclusion is one of them. It has been always a point of discussion among regulators because financial inclusion plays an important role in improving the accessibility and usage of financial services. The government of different countries has started to formulate their policies integrating the issue of financial inclusion in their main stream of policy formulation. After several initiatives by governments, a large population is still unbanked. However, the emergence and growth of Fintech startups in recent years have impacted the traditional financial services landscape. It has shown the hope for improving the level of financial inclusion in many countries, especially like India where a large population is still below the poverty line and uneducated. This study has analyzed the growth of Fintech startups and its impact on improving the level of financial inclusion in India. The data has been collected from the Global Findex Database 2021 collected by the World Bank. The data has been analyzed using multiple regression. The study has found that there is a positive impact of Fintech startups on financial inclusion in India.
🏷️ Keywords
📚 How to Cite:
Pankaj Kumar Jhariya, Dr. Shalini Choithrani , FINTECH STARTUPS AND FINANCIAL INCLUSION IN INDIA: EVIDENCE FROM THE GLOBAL FINDEX DATABASE , Volume 13 , Issue 3, March 2026, EPRA International Journal of Economics, Business and Management Studies (EBMS) , DOI: https://doi.org/10.36713/epra26479