📄 Abstract
The present study investigates the economic, social, nutritional and psychological consequences of indebtedness among 480 farmers in Krishna district of Andhra Pradesh. Using a multi-stage sampling technique and a pre-tested structured interview schedule, data were collected on the severity and frequency of 16 key consequences of debt. Analysis of the responses revealed that indebtedness primarily compels farmers to sell produce at lower prices, take additional loans and struggle with debt repayment, while also affecting household nutrition, social status and economic opportunities. Garrett Ranking Analysis identified inadequate nutrition, difficulty in redeeming old debts and limited economic mobility as the most severe consequences. The study highlights both immediate and long-term impacts of indebtedness and suggests measures such as access to institutional credit, financial literacy, agricultural marketing support, debt restructuring and skill development to alleviate the burden of debt and improve the livelihood and well-being of farming households.
🏷️ Keywords
📚 How to Cite:
Dr. A. Bharathi Devi, Nagi Thirumala Venkatesh , CONSEQUENCES OF INDEBTEDNESS OF FARMERS , Volume 13 , Issue 2, February 2026, EPRA International Journal of Economics, Business and Management Studies (EBMS) , DOI: https://doi.org/10.36713/epra26275