📄 Abstract
The study analyzes the impact and utilization of the Grihalakshmi Scheme among 405 respondents, predominantly from rural areas (58.8%) and aged 3645 years (41.2%). Most participants were married (80.7%), with secondary education (45.7%), and housewives (50.6%). All respondents benefited from the scheme, mainly using the funds for household needs, childrens education, small businesses, and savings. Awareness was primarily through friends/neighbors and government officials/ASHA workers, and most applied independently. While the scheme was perceived positively, challenges included delays in fund disbursement and lack of digital awareness. Key suggestions were including unmarried and elderly women, increasing monthly benefits, and organizing awareness programs. Overall, 70.1% supported its continuation, reflecting its socio-economic importance.
🏷️ Keywords
📚 How to Cite:
Dr. Siddalingaswamy K. P , UTILIZATION OF GRIHALAKSHMI SCHEME FOR WOMEN EMPOWERMENT IN KARNATAKA: A SPECIAL REFERENCE TO HOLALKERE TALUK, CHITRADURGA DISTRICT , Volume 14 , Issue 1, January 2026, EPRA International Journal of Agriculture and Rural Economic Research (ARER) ,