📄 Abstract
The banking sector plays a pivotal role in the economic development of a country, and assessing the financial performance of banks is essential to ensure their stability and efficiency. This study aims to evaluate the financial performance of Federal Bank Ltd, a prominent private sector bank in India, using the CAMEL model. The CAMEL frameworkcomprising Capital Adequacy, Asset Quality, Management Efficiency, Earnings, and Liquidityprovides a comprehensive approach to analyzing the soundness of banks. Secondary data from the banks annual reports for the period 20182023 were collected and analyzed to measure each parameter of the CAMEL model. The study employs financial ratios and trend analysis to assess the banks strengths and weaknesses across the five dimensions. Findings reveal that Federal Bank demonstrates a stable capital base, satisfactory asset quality, and consistent earnings, reflecting its overall financial resilience. However, certain aspects of management efficiency and liquidity require strategic improvement to enhance operational performance. The study provides empirical evidence of the banks financial health and offers insights for policymakers, investors, and banking professionals to make informed decisions
🏷️ Keywords
📚 How to Cite:
Ms. Mamidipally Indu, Dr. R S Ch Murthy Chodisetty , A STUDY ON THE FINANCIAL PERFORMANCE OF FEDERAL BANK LTD IN THE INDIAN BANKING SECTOR USING CAMEL ANALYSIS , Volume 13 , Issue 12, December 2025, EPRA International Journal of Agriculture and Rural Economic Research (ARER) ,